It differs from much of U.S. Child of the month: Reading girl is looking for a Big Sister, Reading City Council to sell former Dana site to holding company for $4.5 million, Western Berks Route 222 interchange ramps to be closed for weeks, Key road in central Berks reopens after removal of flood debris, Florida man surrenders to Berks detectives to face child porn charges, SCOTUS Justice Clarence Thomas aide collected Venmo payments from lawyers for judges Christmas party, Former police chief found guilty for role in Jan. 6 insurrection, Lisa Marie Presleys cause of death revealed to be small bowel obstruction, Fired Hartford police recruit wins discrimination claim at CT Supreme Court, Do Not Sell/Share My Personal Information. You MUST contact us for an appointment at once. Find a Housing Counseling Agency or community partner you can visit for in-person application assistance or help with loss mitigation based on your county. Available PAHAF assistance programs include mortgage reinstatement assistance, forward mortgage payment assistance, assistance related to housing property charges and utility payment assistance to avoid displacement. Spotlight PA found that some people have had more success reaching out to the program on Facebook Messenger, via the Pennsylvania Housing Finance Agency page. Now, she said, shes six months behind on her mortgage, and shes among thousands of Pennsylvania homeowners still waiting for help some of whom applied much earlier than Brown. After a three-year pause in assessments, residential property values increased by an average of 31%. If you got an Act 91 Notice, we would like to see you today, if possible. Longed-for pandemic mortgage assistance program launches in Pa. The Call Center is open Monday through Friday from 8 a.m. to 7 p.m. To report Fraud, Waste, or Abuse please clickhere. Pennsylvania homeowners are eligible to receive mortgage assistance through the state's Homeowners Assistance Fund, which was allotted $350 million through the American Rescue Plan. The program will be run under the states Department of Community and Economic Development. Funds will be distributed directly to mortgage lenders, servicers, utility providers and other authorized third parties, not to homeowners. Last year, President Biden signed the American Rescue Plan. Homeowners are eligible if they earn up to 80% of the median income in their area. Pennsylvania Homeowner Assistance Fund increases funding cap amounts to Visit PAHAF.ORG or 888-987-2423 for more information and to apply. . It is now poised to operate through the first half of 2024. Its almost an impossibility.. Please read the information available on this website or contact us. It is anticipated the PAHAF Pilot Program will expand beyond the initial phase, once the technological solutions are fully operational. The Pennsylvania Homeowner Assistance Fund, or PAHAF, administered by the Pennsylvania Housing Finance Agency (PHFA), has made a program dashboard publicly available to provide a real-time . PAHAF will use these funds to provide eligible Pennsylvania homeowners with much-needed assistance to prevent and/or ease mortgage delinquencies, defaults . PHFA Announces Launch of $350 Million PA Homeowner Assistance Fund Call us at 484-427-2229 (9am-3pm Current office hours Mon-Fri). Mortgage Reinstatement: Funds to bring a rst mortgage current and to pay other housing-related costs. and their children can call home, and where they feel safe and can thrive. Whats next as Pa. prepares to spend $1.2B on broadband, Proposal to update ailing Pa. rent, property tax rebate program would reverse decade of decline, Switch to Pa.s corporate filing system led to backlog and longer waits for business owners, Budget negotiations will determine fate of shrinking rebate program for older Pennsylvanians. Please schedule an appointment to evaluate your case. In addition, the program has specific income requirements to be eligible. PHFA has been working diligently to launch this program, and we know it will be critical to keeping Pennsylvanians in their homes and supporting our state's economic recovery.". PHFA programs and operations are funded primarily by the sale of securities and from fees paid by program users, not by public tax dollars. Im getting calls from the mortgage company. PHFA Announces Launch of $350 Million PA Homeowner Assistance Fund To see the full list of eligibility requirements, visit https://pahaf.org/am-i-eligible/. "We have seen the tremendous impact PAHAF has already had across the Commonwealth for the many households that have struggled to cope with pandemic-related financial hardships," said PHFA Executive Director and CEO Robin Wiessmann. The fund, which is being administered by the Housing Finance Agency, began accepting applications Tuesday. Her gas got shut off. PA Homeowner Assistance Fund - American Water Homeowners will be able to apply online for PAHAF and see a list of organizations that can assist them by visiting www.pahaf.org or by calling the PAHAF call center at 888-987-2423. Homes with leaks or drafts arent energy efficient, which means they produce more greenhouse gas emissions and also saddle their owners with high heating and cooling bills. Funds will be distributed directly to mortgage lenders, servicers, utility providers and other authorized third parties, not to homeowners. According to federal guidelines, 60% of funds must go to households with incomes at or below 100% of area median income. Pandemic relief is available thru the PA Homeowner Assistance Fund. Pennsylvania is now accepting applications for the Homeowner Assistance Through its carefully managed mortgage programs and investments in multifamily housing developments, PHFA also promotes economic development across the state. Spotlight PA is an independent, nonpartisan newsroom powered by The Philadelphia Inquirer in partnership with PennLive/The Patriot-News, TribLIVE/Pittsburgh Tribune-Review, and WITF Public Media. Learn more about Social Responsibility at WHYY. Is your property tax bill going up? Nate Smallwood / For Spotlight PA and PINJ, WATCH: A panel on how Pa. wants to spend its $1B opioid settlement, Determining if someone is mentally fit for trial in Pa. often traps them in the place making them worse jail, by Danielle Ohl of Spotlight PA and Brittany Hailer of The Pittsburgh Institute for Nonprofit Journalism. Get every Spotlight PA story and the best investigative "This program will be a life raft for the rising number of homeowners facing possible loss of their homes and foreclosure as a result of the financial impact the COVID-19 pandemic has had on their lives," said Governor Tom Wolf. Pennsylvanians will soon be able to get state assistance to pay for home repairs, thanks to a new program that lawmakers passed Friday as part of the state budget. Hosts Sean Rameswaram and Noel King will guide you through the most important stories of the day. Maximum assistance is capped at 24 months or. Some of the money from the fund will also be used to add staff on the state and county level to help shepherd people through the grant or loan process, and to provide workforce training so that more people can get certified to weatherize and upgrade aging houses. Soon after he took office in 2020, Saval began raising the idea of funding home repairs to fellow members including Republicans. The nonprofit Philadelphia Unemployment Project said it knows of lenders that have foreclosed on Pennsylvania homeowners who were waiting for assistance. See Re-Registration Instructions. Applicants who were previously denied based on former program caps or may not have applied for a specific assistance type because of the previous caps will have an opportunity re-apply or to apply now to receive funding the PAHAF program is reaching out to these individuals. Pa. legislature approves a new home repair assistance program Pennsylvania Homeowners Assistance Fund (PAHAF) We invite any person with a recent Act 91 to contact us for an appointment at once. . Pennsylvanians will soon be able to get state assistance to pay for home repairs, thanks to a new program that lawmakers passed as part of the state budget. Non-Profit Budget Counseling, New Home Buyer Counseling, PHFA Mortgage Loan Assistance in Pennsylvania, HEMAP. The program advises applicants whove received shut-off warning notices to send them to caseworkers as soon as possible. Sign up to get PRNs top stories and curated news delivered to your inbox weekly! Editor in Chief. If you are having trouble making your mortgage payments, or if you received a Notice from your mortgage servicer or an attorney for the mortgage servicer threatening to initiate foreclosure action or an ACT 91 notice, you should immediately contact us. The Homeowner Assistance Fund (HAF) is a federal assistance program that helps homeowners who have been financially impacted by COVID-19 pay their mortgage or other home expenses. The Pennsylvania Housing Finance Agency has announced the statewide launch of the Pennsylvania Homeowner Assistance Fund. To be eligible to receive money fromPAHAF, you must: You can apply forPAHAF by visitingPAHAF.org or by calling888-987-2423. Learn more about the four types of assistance that may be available. In addition, the program has specific income requirements to be eligible. Christopher Baxter Journalism that gets results for Pennsylvania. Statewide and Regional Programs Pennsylvania Housing Finance Agency- homebuyer programs, including downpayment and closing cost assistance Habitat for Humanity- through volunteer labor, builds and rehabilitates houses for families in need As a special bonus, all new monthly gifts will be matched at their annual value thats 12x your gift! Day-to-day operations of the program have transition from a third-party vendor to Pennsylvania Housing Finance Agency (PHFA). For those who may need in-person assistance with their applications, housing counseling agencies and legal service providers across the state will be available to help. Get Homeowner Assistance Funds - Consumer Financial Protection Bureau The Pennsylvania Homeowner Assistance Fund, or PAHAF, is a housing-related program funded by the U.S. Department of the Treasury to assist Pennsylvania homeowners facing financial hardship due to the COVID-19 pandemic that began after January 21, 2020, (including a hardship that began before January 21, 2020, and continued after that date). These services are free. Sign up for our free newsletters. The fund . A place that, individuals, families. This month, the Pennsylvania Housing Finance Agency plans to post on its website an accounting of applications processed and in progress and funds distributed and remaining. Republican state senators are advancing a proposal to add language to the Pennsylvania Constitution stating explicitly that it does not guarantee rights related to abortion. Check your local program. The private contractor that the state hired botched management of the program, including improperly denying some applications. The Homeowner Assistance Fund (HAF) authorized by the American Rescue Plan Act, provides $9.961 billion to support homeowners facing financial hardship associated with COVID-19. A kidney failure diagnosis forced 80-year-old Deborah Brown into retirement a few years ago against her will. At the end of May, the agency started calling applicants, and homeowners should be receiving letters, too, the agency said. Update, Jan. 27, 2023: The Pennsylvania Homeowner Assistance Fund announced today that it willtemporarily stoptaking new applications starting Feb. 1, as part of a wider change in how the program is run and to allowofficialstime to work through existing applications. But the Case Is Far From Settled, Teamsters chief says still open to deal with UPS. People are facing the loss of their homes while theyre waiting for the money to come through, said Rachel Labush, supervising attorney at Community Legal Services of Philadelphia. , . incredible people, places, and food of Pa. every Friday. DID YOU RECEIVE AN ACT 91, ACT 6, or ARE BEHIND ON YOUR MORTGAGE PAYMENT OR BELIEVE THAT YOU MAY BECOME BEHIND SOON? One is energy efficiency. Our readers keep us independent, beholden to no outside influence, and accessible to everyone whether they can afford to pay for news, or not. Do you dream to become a homeowner one day, but need to learn more about how to make your dream a reality? The Pennsylvania Homeowner Assistance Fund is being supported, in whole or in part, by federal award number HAF-0131 awarded to the Commonwealth of Pennsylvania by the U.S. Department of the Treasury. "We are pleased to announce that the Pennsylvania Homeowner Assistance Fund is now available to assist the state's homeowners who need it most.". Join thousands of your friends and neighbors by stepping up and letting us know you value quality, nonpartisan journalism that gets results for Pennsylvania. Pennsylvania caregivers celebrate new staffing requirements Its geared toward lower to middle-income people who might struggle to pay for necessary repairs, and could be forced from their homes as a result. Read our FAQs here . Be prepared to wait at least several months. You need to be a Pennsylvania homeowner who experienced financial hardship as a result of the COVID-19 pandemic, starting January 21, 2020. WHYY is your source for fact-based, in-depth journalism and information. Any community that has faced economic distress [needs this bill], he said. , . A call center is available at 888-987-2423. Read Spotlight PAs full investigation, Waiting Game, here. Pennsylvania Homeowner Assistance Fund Program Dashboard Now Live Sometimes people call their servicers and talk to inexperience tellers that give them the wrong answer. The Pennsylvania Homeowner Assitance Fund (PAHAF) provides up to $50,000 to help homeowners who have experienced a financial hardship related to COVID. A: The Pennsylvania Homeowner Assistance Fund, or PAHAF, is a housing-related program funded by the U.S. Treasury to assist Pennsylvania homeowners facing financial hardship due to the COVID-19 pandemic that began after January 21, 2020, (including a hardship that began before January 21, 2020 and continued after that date). The agency is governed by a 14-member board. PHFA HOMEPAGE | Mortgage - Housing - Foreclosure Options What's Covered? | Pennsylvania Homeowners Assistance Fund E-mail ACCI or Call: Text ACCI: Donate. With gratitude, Provides funds to bring a first mortgage current and to pay other housing-related costs, such as taxes and insurance if included in the mortgage payment, related to a period of forbearance, delinquency, or up to the maximum per household assistance cap of $30,000. We invite any person with a recent Act 91 to contact us for an appointment at once. Please do NOT WAIT.If you have an Act 91, contact us at one of our telephones above or come to our Norristown office at once to begin the process to save your home. Since its creation by the legislature in 1972, it has generated more than $16.7 billion of funding for more than 190,750 single-family home mortgage loans, helped fund the construction of 139,974 rental units, distributed approximately $239 million to support local housing initiatives, and saved the homes of more than 50,660 families from foreclosure. One driver of gentrification is the fact that homeowners in quickly-developing neighborhoods are often beset by developers eager to buy their land. Argall got on board with Savals bill eagerly, though. riddle. As Spotlight PA reported, the aid program is overwhelmed by demand and struggling to get critical information from mortgage companies, leaving thousands of people in limbo. The Pennsylvania Homeowner Assistance Fund, or PAHAF, is a housing-related program funded by the U.S. Department of the Treasury to assist Pennsylvania homeowners facing financial hardship due to the COVID-19 pandemic that began after January 21, 2020, (including a hardship that began before January 21, 2020, and continued after that date). The Commonwealth of Pennsylvania was awarded more than $350 million in American Rescue Plan Act funds through the U.S. Department of the Treasury's Homeowner Assistance Fund (HAF). Legal Aid of Southeastern PA may be able to help residents of Bucks, Chester, Delaware and Montgomery counties with the application process. Individual homeowners will be eligible for a grant of up to $50,000, and landlords can get a repayable loan for up to that same amount. Two sources for assistance available for Home-owners that qualify. Today, Explained is Vox's daily explainer podcast. Mit Ihrer Anmeldung erklren Sie sich damit einverstanden, Inhalte von uns zu erhalten. Together we can reach 100% of WHYYs fiscal year goal. PDF Frequently Asked Questions | Pennsylvania Homeowner Assistance Fund Want a digest of WHYYs programs, events & stories? Debt Crisis Facing Mortgage Delinquency or Foreclosure. The call center will be open Monday through Friday from 8 a.m. to 8 p.m. and Saturday from 8 a.m. to 5 p.m. To qualify for this assistance, eligible Pennsylvania homeowners must have experienced a reduction of income or increase in living expenses due to the COVID-19 pandemic after January 21, 2020 (including a hardship that began before January 21, 2020 but continued after that date). The call center will be open Monday through Friday from 8 a.m. to 8 p.m. and Saturday from 8 a.m. to 5 p.m. To qualify for this assistance, eligible Pennsylvania homeowners must have experienced a reduction of income or increase in living expenses due to the COVID-19 pandemic after January 21, 2020 (including a hardship that began before January 21, 2020 but continued after that date). People wont have to drive far to find this kind of a need.. After office hours, or if you cannot make it to our office, we offer remote and telephone services. PO Box 11728, PHFA Video Clips ABOUT PHFA: Prospective Employee Video Were concerned that many people have given up or dont know they need to do anything now and are waiting.. Check our offices addresses under Our Offices page. VA and USDA (rural development) mortgage loans clients do not usually get an Act 91 notice, but they do qualify to apply for the HEMAP program. PAHAF will use these funds to provide eligible Pennsylvania homeowners with much-needed assistance to prevent and/or ease mortgage delinquencies, defaults, foreclosures, displacement and utility disconnection. We cannot afford to have administrative bureaucracy stand in the way of homeowners accessing those resources, State Rep. Donna Bullock (D., Philadelphia) said during the news conference. The program is not accepting new applications, as the state makes its way through the backlog. For more information or to apply for Pennsylvania Homeowner Assistance Fund aid online, visit www.pahaf.org. HAF funds were distributed to states, U.S. I hope you appreciated this article. A full list of eligibility requirements can be found at pahaf.org/am-i-eligible. Our mission is accomplished through education, case management, coaching, monitoring, and counseling. Within that, there are also caps on how much you can receive in utility assistance ($10,000), property tax assistance ($14,000), insurance premiums ($3,000), and homeowner or condo fees ($5,000). The application portal crashed Tuesday, inundated with folks trying to register the first day. The Homeowner Assistance Fund (PAHAF) - Neighborhood Legal Services Payments from the program go directly to your mortgage or utility company. WHYY offers a voice to those not heard, a platform to share everyones stories, a foundation to empower early and lifelong learners and a trusted space for unbiased news. In a statement, the agency said it recognizes the urgent need for many Pennsylvanians to receive financial assistance from [the program] and is working diligently and methodically to ensure that federal funds are appropriately distributed., READ MORE: N.J. and Pa. homeowners who are struggling because of the pandemic can apply for federal funds (From 2022). County agencies or groups that do housing assistance work within counties will be able to apply for certain amounts of money, and then help property owners apply to get a slice of the funding. Before you move on, I was hoping you would consider supporting Spotlight PAs journalism. When PAHAF applications open on Feb. 1, it will be possible to complete them entirely online, eliminating the need for paper submissions and simplifying the process for applicants. Contact:Mandy McIntyremandy.mcintyre@pahaf.org, View original content:https://www.prnewswire.com/news-releases/pennsylvania-homeowner-assistance-fund-increases-funding-cap-amounts-to-maximize-assistance-to-homeowners-301668064.html, SOURCE Pennsylvania Housing Finance Agency, https://www.prnewswire.com/news-releases/pennsylvania-homeowner-assistance-fund-increases-funding-cap-amounts-to-maximize-assistance-to-homeowners-301668064.html, If you can't afford your favorite Sriracha brand, try this, Court blocks curbs on US government contact with social media companies for now, Appeals court pauses order limiting Biden administration contact with social media companies, Crypto Market Is Celebrating SECs Setback in Ripple Suit. "We are pleased to announce that the Pennsylvania Homeowner Assistance Fund is now available to assist the state's homeowners who need it most.". See the limits on the types of assistance available and how we are priori zing applica ons on our website. 484-427-2229 267-401-0414. Learn More by visiting the New Homeowners Certificate and Training information page. Stream WHYY-FM, read the top stories from WHYY News, and listen to the latest podcast from WHYY Digital Studios anytime, anywhere. The Pennsylvania Homeowner Assistance Fund (PAHAF) is a housing-related program funded by the U.S. Department of the Treasury to assist Pennsylvania homeowners facing financial hardship due to the pandemic that began after January 21, 2020 (including a hardship that started before that date and continued after that date). If you receive a pre-foreclosure notice sometimes called an Act 91 or Act 6 notice, depending on what type of loan you have send it to the program right away. In addition, the maximum cap on delinquent property tax assistance increased from $8,000 to $14,000, and the maximum cap on delinquent utility assistance increased from $8,000 to $10,000. Groups supporting the Whole Home Repair Program say that if a homeowner is behind on costly repairs, they can feel pressure to sell the home for a fraction of its true worth, losing potential generational wealth in the process. The answer is in your Notice. The Pennsylvania Housing Finance Agency (PHFA) announced today thatFebruary 1 will mark the statewide launch of the Pennsylvania Homeowner Assistance Fund, or PAHAF, administered by PHFA. Our agency may be able to help you. "The launch of PAHAF ensures that eligible Pennsylvania homeowners receive the support and stability they need now more than ever. The launch of PAHAF ensures that eligible Pennsylvania homeowners receive the support and stability they need now more than ever. New funding sources for Homebuyers, Renters, and Homeowners. FHA mortgages clients do not usually receive Act 91, but they receive an Act 6 and a letter from the lender. Homeowners are given priority based on their income, demographics, and whether theyre at risk of foreclosure, having their utilities shut off, or having their home sold because they are behind on property taxes.